HomeMortgage Calculator
Free Tool · Jacksonville, FL

Mortgage Calculator

Estimate your monthly payment including taxes, insurance, PMI, and HOA.

$
%

= $35,000 · ⚠ PMI applies

%

Defaults to 7.0% if left blank

Estimated Monthly Payment

$2,664.45

$315,000 loan · 30-year · 7%

⚠️

PMI Required

Your down payment is under 20%. PMI of $131.25/mo is added until you reach 20% equity. Put down $70,000 to avoid it.

Payment Breakdown

Principal & Interest
$2,095.70
Property Tax
$291.67
Home Insurance
$145.83
PMI
$131.25
Total$2,664.45
Home Price$350,000
Down Payment$35,000 (10%)
Loan Amount$315,000
Loan Term30 years (360 payments)
Interest Rate7%
Principal & Interest$2,095.70

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